Home Ownership Matters

REVIVING REAL ESTATE......... THE AMERICAN DREAM OF HOME OWNERSHIP


This was the theme we choose for our motto and direction as a plan of attack for our marketing and  clients, and I just read where the National Association of Realtors has also adopted the campaign that HOME OWNERSHIP MATTERS, and is even having a Rally to Protect the American Dream with a march at the Capitol on May 17th.  We are hoping  good things will come from this rally that will pave the road so that more people can take pride in being a home owner. 


TODAY'S MARKET
There is no better time in history than now to be purchasing a home with the interest rates being so low, and with the home prices the way they are.  We do believe, and stats are proving that the market has hit it's bottom in our area and  that values are starting to rise in certain areas.  We had a couple appraisals come in last week with steady to increasing values being marked on the reports which is an excellent sign, and it sure beats the declining market option.   Now that doesn't mean the value of your house is going to jump back up to where it was over night as this is going to be gradual, if we don't have any other economic set backs in the near future. 

If you take advantage of the lower prices now, thats just that much more equity you will have in your home once this market has bounced back. 

I know for sellers its a hard pill to swallow when you can't get out of your house what you paid for it, but on the flip side, you can also purchase a better house at a lower price.  So its really a wash when you think about it.  If you sell $300k quality home for $275K (-25k) but buy $325K house for 300K (+25k) you have recovered your $25k you thought you were losing on the sale, so everybody wins!!!

That theory won't work for every transaction or everybody because situations are always a little different, but for the most part, about 80% of the time this is a true evaulation. 

It's a tough market out there now and not everybody can even qualify for a loan, but with our direction and motto in place and the NAR backing us, we hope to help anyone that makes an effort to be able to purchase a piece of the American Dream.
If you need help getting your credit in line or have questions on how to get it corrected, give us a call and we will do our very best to help.  It's not hopeless, it just takes effort. 

Julie, Bonny and Lynne

The Newest Trends for Bathrooms

WANT A TRENDY BATHROOM?.....    Here's some of the newest trends......

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  3 Hot Trends for Bathroom Remodeling in 2012

  From toilets that double as sound systems to water-conserving spa experiences, here’s what’s trendy for bathroom improvements for 2012. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

DO IT YOURSELF

Does your Kitchen or Bath need a Facelift? 

If you have been wanting to update your Kitchen and or Bathrooms, but just don't have the budget to put in all new, then this is an article you need to read.   Here is a great way to get a new fresh look for your cabinets with out spending alot of money, and it also saves the landfills if your wanting to go Green.   There is even a HOW TO video at the end of article.

Let me know if you try this and how it went for you.  Better yet, email me your before and after pictures and I'll add it to my blog to show off all your hard work. 

ENJOY

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  Refacing Your Kitchen Cabinets: The Options and Costs

  Want to reface your kitchen cabinets? Smart decision. It’s more cost-effective and takes less time than a full remodel. Here are options and costs. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

CREATE A HOME INVENTORY FOR INSURANCE

DO YOU HAVE AN INVENTORY OF YOUR HOMES CONTENTS?

Recently, friends of mine have had the aweful experience of being robbed, and even the worse heacache of trying to find receipts so that they can make a claim with their insurance. Just like most of us, we really don't think it will happen to us and we don't keep good records of what we have. We have an idea in our head what we paid for it, or what all we even have, but that doesn't satisfy the insurance company, nor reimburse you for the money you have now lost. 

Make doing an inventory of your homes contents one of your priorities for 2012. I hope that none of you ever have to go thru the experience of a theft, fire or tornado, but you will be thankful you took the time to do this if it does happen to you.

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  Create a Home Inventory for Insurance

  Create a home inventory before disaster strikes to make filing an insurance claim a smoother process. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®